

A student sits at his desk and struggles to focus on his assignment. He can’t see very well but refuses to wear his glasses because he’s embarrassed by how he looks in them. He has no friends and comes home to spend most of his free time locked in his room playing video games. His teacher explains how he is unable to express his ideas in written form and needs to consistently be prompted to remain on task. Because of these difficulties, the student qualifies for special education services under the categories of “Visual Impairment” and “Other Health Impairment” because of his ADHD diagnosis. He receives many accommodations in the classroom through his Individualized Education Program (IEP), such as frequent repetition, a personal notetaker, instruction breakdowns, reduced homework, extra time to complete assignments, and frequent breaks.
The same student applies for Supplemental Security Income (SSI) benefits. With his mother’s help, he fills out pages upon pages of an application that asks for information about his medications, diagnoses, and education. His mother sends over the exact same IEP that qualifies him for special education services under two of the thirteen categories of disability outlined by the Individuals with Disabilities Education Act. After a review by Social Security, he receives a letter in the mail months later that states that they find him “not disabled.”
Prior to entering law school and my internship with the Children’s Disability Project, I was an elementary intervention specialist in a small town in Ohio. There, I was tasked with studying “the whole child,” and providing them with the accommodations they needed to support their academic, physical, social, or behavioral needs. I could write an IEP with my eyes closed and knew how to identify at-risk children as early as preschool. I spent every day advocating for my students striving to get them the supports they needed.
I thought this work would translate well into the work I did with the Children’s Disability Project at Greater Boston Legal Services, where I was responsible for gathering as much information as possible about a client and using that to prove disability in Social Security claims. I read IEPs, medical records, affidavits, and questionnaires, and saw countless similarities between my clients and my former students. However, I was surprised that these children receiving intensive support and accommodation in schools for well-documented disabilities were denied Supplemental Security Income (SSI) benefits. How come?
The Social Security Act was signed into law in 1935 by President Roosevelt. However, at the time of its enactment, it was designed specifically to provide income to retired workers. It wasn’t until 20 years later in 1956 when the Social Security Amendments expanded their benefits to disabled workers between ages 50 and 65 and to disabled children of retired or deceased workers if they were deemed disabled before the age of 18. Slowly these benefits expanded. First to dependents of disabled workers, then to disabled workers of all ages. Eventually, in 1972, Supplemental Security Income (SSI) was enacted into law to provide supplemental income to disabled individuals who have limited income. It is important to note that for a child to qualify for SSI benefits, they must be both disabled and show limited income. For the purposes of this article, I will be focusing on the difficulty in meeting the disability criteria for these benefits. Disabled, for the purposes of SSI for children, is defined as:
Under Title XVI, a child under age 18 is considered disabled if he or she has a medically determinable physical or mental impairment or combination of impairments that causes marked and severe functional limitations, and that has lasted or can be expected to last for a continuous period of not less than 12 months or result in death. (Interpretation Ruling: Title XVI: Determining Childhood Disability Under The Functional Equivalence Rule – The “Whole Child” Approach” SSR 09-1p)
When determining if a child is disabled, Social Security looks to see if a child’s impairment is as severe or more severe as an impairment in the Social Security listings, or if the impairment(s) cause “marked” limitations in two areas of functions or “extreme” limitations in one area. These “areas of function” include acquiring and using information; attending and completing tasks; interacting and relating with others; caring for oneself; moving about and manipulating objects; health and physical well-being. This greatly differs from the definition of disability established by the Individuals with Disabilities Education Act (IDEA).
The Education for All Handicapped Children Act, later renamed the Individuals with Disabilities Education Act (IDEA), was enacted in 1975 to protect the rights of individuals with disabilities to attend school and learn. Prior to IDEA, schools were only educating one in five children with disabilities, and many state laws excluded students with disabilities from enrolling in school. This act also introduced the Individualized Education Program (IEP) to school systems to allow students to be taught in their “least restrictive environment.” IDEA defines disability as the following:
The term “child with a disability” means a child with intellectual disabilities, hearing impairments (including deafness), speech or language impairments, visual impairments (including blindness), serious emotional disturbance (referred to in this chapter as “emotional disturbance”), orthopedic impairments, autism, traumatic brain injury, other health impairments, or specific learning disabilities; and who, by reason thereof, needs special education and related services. (20 U.S.C. § 300.8)
Like in Social Security disability cases, a child with a disability must be assessed to determine if they qualify for special education services. A student’s team consisting of a school psychiatrist, general education teacher, intervention specialist, school administrator, and guardians come together to conduct an initial assessment. School work, standardized tests, relationships with others, and disability-specific assessments are reviewed to determine if the child fits one of the categories of disability as outlined in the definition above. However, unlike Social Security, there is less of an “all or nothing approach.” A child’s accommodations on their IEP can range from intensive intervention to barely any at all.
According to Social Security, approximately 8 million individuals received Supplemental Security Income (SSI) in December 2020. Of these 8 million, only 1.1 million (14%) were under the age of 18. On the other hand, according to the National Center for Education Statistics, 7.2 million, or 15 percent of all public-school students received special education services under IDEA in the 2020-2021 school year. The strict eligibility standards for Supplemental Security Income make it difficult for children to be approved for needed benefits; according to an article from the Center on Budget and Policy Priorities, Social Security approves less than half of child applicants for SSI benefits. This same article states that 20 percent of children met SSI’s medical criteria in 2016, yet less than 2 percent were receiving SSI. Both IDEA and SSA are federal laws and both impact individuals with disabilities. However, one is far more difficult to navigate without legal representation. Because of this, GBLS’ Children’s Disability Project often must explain to clients that just because their child receives special education services and has an IEP doesn’t mean they will qualify for SSI benefits.
I saw the daily challenges CDP advocates faced proving disability cases to Administrative Law Judges (ALJ). Gathering voluminous amounts of records from everyone who has meaningful information about the child’s functioning, including: doctors, psychologists, social workers, schools, teachers, and day care workers. Drafting comprehensive memoranda based on the evidence/records, setting out legal arguments supporting disability. Without CDP’s legal representation and guidance, I am certain many families would not be able to tackle this monumental task of proving a child’s disability for SSI.
As someone whose previous job was to help students qualify for special education services, it was eye-opening to be on the other side, and help children qualify for SSI. There is a clear fault in this system, and I look forward to continuing my career in helping children with disabilities receive accommodation inside and outside of the classroom with the knowledge and experience I have gained from the Children’s Disability Project.
Below is a table that compares a few of the common definitions outlined in IDEA and SSA.
Definition | Individuals with Disabilities Education Act (IDEA) | Social Security Act (SSA) |
Intellectual Disability | Intellectual disability means significantly subaverage general intellectual functioning, existing concurrently with deficits in adaptive behavior and manifested during the developmental period, that adversely affects a child’s educational performance. | A. Satisfied by 1, 2, and 3: 1. Significantly subaverage general intellectual functioning evident in your cognitive inability to function at a level required to participate in standardized testing of intellectual functioning; and 2. Significant deficits in adaptive functioning currently manifested by your dependence upon others for personal needs (for example, toileting, eating, dressing, or bathing); and 3. The evidence about your current intellectual and adaptive functioning and about the history of your disorder demonstrates or supports the conclusion that the disorder began prior to your attainment of age 22. OR B. Satisfied by 1, 2, and 3: 1. Significantly subaverage general intellectual functioning evidenced by a or b: a. A full scale (or comparable) IQ score of 70 or below on an individually administered standardized test of general intelligence; or b. A full scale (or comparable) IQ score of 71-75 accompanied by a verbal or performance IQ score (or comparable part score) of 70 or below on an individually administered standardized test of general intelligence; and 2. Significant deficits in adaptive functioning currently manifested by extreme limitation of one, or marked limitation of two, of the following areas of mental functioning: a. Understand, remember, or apply information; or b. Interact with others; or c. Concentrate, persist, or maintain pace; or d. Adapt or manage oneself; and 3. The evidence about your current intellectual and adaptive functioning and about the history of your disorder demonstrates or supports the conclusion that the disorder began prior to your attainment of age 22. |
Hearing Impairment | Hearing impairment means an impairment in hearing, whether permanent or fluctuating, that adversely affects a child’s educational performance but that is not included under the definition of deafness in this section. | An average air conduction hearing threshold of 90 decibels or greater in the better ear and an average bone conduction hearing threshold of 60 decibels or greater in the better ear. OR A word recognition score of 40 percent or less in the better ear determined using a standardized list of phonetically balanced monosyllabic words. |
Traumatic Brain Injury | Traumatic brain injury means an acquired injury to the brain caused by an external physical force, resulting in total or partial functional disability or psychosocial impairment, or both, that adversely affects a child’s educational performance. Traumatic brain injury applies to open or closed head injuries resulting in impairments in one or more areas, such as cognition; language; memory; attention; reasoning; abstract thinking; judgment; problem-solving; sensory, perceptual, and motor abilities; psychosocial behavior; physical functions; information processing; and speech. Traumatic brain injury does not apply to brain injuries that are congenital or degenerative, or to brain injuries induced by birth trauma. | Disorganization of motor function in two extremities, resulting in an extreme limitation in the ability to stand up from a seated position, balance while standing or walking, or use the upper extremities, persisting for at least 3 consecutive months after the injury. OR Marked limitation in physical functioning, and in one of the following areas of mental functioning, persisting for at least 3 consecutive months after the injury: 1. Understanding, remembering, or applying information; or 2. Interacting with others; or 3. Concentrating, persisting, or maintaining pace; or 4. Adapting or managing oneself. |
Autism | Autism means a developmental disability significantly affecting verbal and nonverbal communication and social interaction, generally evident before age three, that adversely affects a child’s educational performance. Other characteristics often associated with autism are engagement in repetitive activities and stereotyped movements, resistance to environmental change or change in daily routines, and unusual responses to sensory experiences. | These disorders are characterized by qualitative deficits in the development of reciprocal social interaction, verbal and nonverbal communication skills, and symbolic or imaginative activity; restricted repetitive and stereotyped patterns of behavior, interests, and activities; and stagnation of development or loss of acquired skills early in life. Symptoms and signs may include, but are not limited to, abnormalities and unevenness in the development of cognitive skills; unusual responses to sensory stimuli; and behavioral difficulties, including hyperactivity, short attention span, impulsivity, aggressiveness, or self-injurious actions. |